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Q: As of 01/09 my credit report reflects a discharged chapter 7. - $0 balances and scores of 634, 624, 612. I would like to start rebuilding my credit again. My question, which credit card company's will provide me with an unsecured line of credit? or My true concern is there a way to avoid paying high cost associated with secured lines? What can you advise me?
A: In the current market, consumers with excellent credit are having difficulty obtaining a credit card. Secured credit cards are not expensive and are worth the extra cost if any.

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