Q: I am quite new to this credit world. Very recently I applied for a secured credit card and now I have one. My question is: how can I build a better credit history? Make large purchases or small ones or keep the card inactive? Whatever the way I use my card I am prepared to make my balance paid in full each month. Please suggest me the best way to use this?
A: Carrying large balances and making timely payments will build your score faster than keeping a zero balance.
