Q: Why would American Express put a hold on our two cards and require us to fill out a 4506-T form and send it to them... we have paid off the one card every month and the other card we have $3118 on a $5000 limit? They are not telling us why.
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Q: I was an authorized user under my fathers credit card. He Passed away with balance on his card. He had insurance protection but did not have his estate setup. Now the credit card company has reported the balance on my credit report. This has severely lowered my credit score. What do I need to do?
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Q: I got into some bad credit card debt in college. However, I have since paid and cleared myself of all credit card debt but I closed all my accounts and now am unable to get a credit card that I have to pay for. What card would you recommend to someone newly financially responsible with no credit cards or credit card debt?
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Q: Is there a secured card that converts to a regular credit card after
paying on time for a year?
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Q: What sources are available to help me lower payments and not effect my
credit?
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Q: Is there a table that relates credit scores and rates card issuers charge? I want to contact my credit card issuers and renegotiate the rates they want to charge me, having my good credit scores as leverage.
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Q: Is there a way to add all my credit cards- or at least more than 1- together when I transfer their balances? Perhaps a way to consolidate them all with out it effecting my credit status?
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Q: Can I do a balance transfer from one VISA to another VISA with a different issuer?
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Q: Is there an advantage to using a credit card that earns miles with one airline or a credit card that offers miles good on any airline?
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Q: How much does the average family owe on their credit cards?
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