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News Library - December, 2007

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2008 Resolutions

2008 Resolutions

The boring month of January is a great time to give your credit cards and other loans a real tune-up. Get your act together early and reap the benefits all year long. The editors of CardTrak.com have come up with a no-B.S. list of ten things all credit using ... more
2008 Outlook

2008 Outlook

The credit card landscape will be changing next year thanks to spill-over effects of the mortgage mess and heat from a Democrat-led Congress over credit card practices. However, lower interest rates and strong competition will help consumers find some real ... more
Procrastinators

Procrastinators

Holiday sales are being spiked this week by male shoppers, the perennial last minute shoppers. A new survey found that at the start of this week nearly one in five men had yet to begin their holiday shopping. more
Fixed Rates

Fixed Rates

Credit card rates have been declining all year in tandem with short-term interest rate cuts by the Fed. As a result fixed rates are returning, as 39% of offers received by U.S. households in October promoted fixed APRs compared to just 29% during the third ... more
Teen Gifts

Teen Gifts

American teens plan to purchase three gift cards, mostly store cards, this holiday season. However, about half of teens would like to receive a gift card that they can use anywhere. more
Get Smart

Get Smart

A new website has been launched to help consumers up the credit learning curve. Thirteen credit card issuers have teamed with the American Bankers Association Education Foundation to launch the new site. more
Going Green

Going Green

A new survey reveals that 49% of all American adults say they will make a "green" New Year's resolution this year. The findings are good news for the payment card industry which has been undertaking "green" initiatives such as developing new cards with ... more
WalletLock

WalletLock

A new service is being offered that eliminates the hassle of replacing all the stuff in a lost wallet. The new "WalletLock" service from LifeLock enables consumers to make one call to start the process of having all lost or stolen credit cards, driver’s ... more
Online Splurge

Online Splurge

The magic word driving online sales this year is "Free Shipping" however, last-minute discounts help too. More than $22 billion has been spent online during the season-to-date, marking an 18% gain versus the corresponding days last year. more
Discover.com

Discover.com

Forget discovercard.com, the Discover card has finally landed discover.com. The nation's fourth largest payment card network has also beefed-up its Web site offering a more simplified and informative experience. more
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