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By Michael McKinstry, CardTrak.com

A free, first-of-its-kind cell phone game that helps teens learn how to manage money wisely has been launched. VISA USA has released "Financial Football" which scores points for answering various money management questions correctly and subtracts yardage for wrong answers. The game was developed with the NFL and PLAYERS INC. Sprint and Cingular customers can access the game by texting the word VISA to 24421. The free, computer-based version of "Financial Football" has already been downloaded and played over 100,000 times. In addition to being a game, "Financial Football" is also part of a one- week, five-part financial literacy program designed for high school instruction. Additional information on the game is available at www.practicalmoneyskills.com/CellFootball.