Nearly eight of ten Americans are aware of gift cards and how they work. A new survey shows that 37% of U.S. consumers have purchased or received a gift card in the past 12 months.
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Eight million Target cardholders have generated a total of $26 million for K-12 schools so far this year. Under the Target "School Fundraising" program, cardholders designate the eligible school of their choice to receive an amount equal to 1% of their ...
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A recent survey shows that Americans expect to spend nearly 8% less on holiday gifts than they did a year ago ($968 this year, compared with $1,042/a last year). The study also showed that 90% of the consumers surveyed expect to pay off their holiday credit ...
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Move over Platinum and Titanium cards, Diamond cards have arrived. Citibank recently introduced its no annual fee "Diamond Preferred Rewards MasterCard" offering a single digit interest rate, a points program, and special discounts.
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Outstanding credit-card debt has increased by 177% since 1992, for households with annual incomes of $75,000 or more. Affluent households have also taken on more auto loans and home equity loans during the same period.
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Thanks to lower funding costs, expiration of teaser rates, and subsiding losses, credit card profits have continue to soar this year. Last week, four top issuers reported combined profits of more than $1.1 billion for the third calendar quarter.
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A recent survey of more than 1,000 consumers found that one-fourth of Americans pay at least one bill late each month and that households with children are 75% more likely to miss a payment than those without. The study also revealed nearly 75% of men report ...
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The "First USA" credit card brand name is going the way of the Edsel. Bank One is officially burying the "First USA" brand name with a new ad campaign that started over the weekend.
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Spending among "Gen Y" has been dropping over the past twelve months. Annual spending among teens was $1,154, down from $1,536 in fall 2001. In spring 2002, yearly spending was $1,542.
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The economic uncertainty continues to impact consumer travel. Nearly 80% of respondents to a Hotwire survey said they have yet to book December holiday travel, with 61% planning to put off the task until at least November.
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