| Variable interest rate | Percentage that a borrower pays for the use of money, and which moves up or down periodically based on changes in other interest rates. |
| Variable rate | Percentage a borrower pays for the use of money, usually expressed as an annual percentage, and which fluctuates in tandem with a rate index. |
| VISA | VISA cards, a product of VISA USA, are distributed by financial institutions around the world. A VISA card holder borrows money against a credit line and repays those funds with interest if the balance is carried over from month to month in a revolving line of credit. |