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Card Dictionary

Variable interest rate	Percentage that a borrower pays for the use of money, and which moves up or down periodically based on changes in other interest rates.
Variable rate	Percentage a borrower pays for the use of money, usually expressed as an annual percentage, and which fluctuates in tandem with a rate index.
VISA	VISA cards, a product of VISA USA, are distributed by financial institutions around the world. A VISA card holder borrows money against a credit line and repays those funds with interest if the balance is carried over from month to month in a revolving line of credit.