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At CardTrak.com, we know that it's important to monitor and protect your credit and identity. That's why we have compiled a list of the best credit report, credit score, and credit monitoring products available on the market today. Understanding your credit score and knowing what it means to you will help you now and in the future to buy a house, car or get a better credit card.


GoFreeCredit 3-in-1
  • Get Your Credit Reports & Scores from all 3 Credit Bureaus
  • Instantly View all 3 Credit Scores!
  • 7-Day Free Trial of Credit Monitoring
  • Extensive 3-Bureau Credit Monitoring for Fraudulent Activity
Price Free Trial Scores Monitoring ID Theft
$29.95/month Yes, 7 days 3 Scores Daily 3 Bureau N/A


Equifax Credit Watch(TM) Gold with 3-in-1 Monitoring
  • Unlimited access to your Equifax Credit Report
  • Access to the Automatic Fraud Alerts feature, free of charge.
  • Alerts you within 24 hours of key changes to your 3 nationwide credit reports
  • Up to $1,000,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply)
Price Free Trial Scores Monitoring ID Theft
$14.95/month N/A 3 Scores Daily 3 Bureau Up to $1,000,000


TrueCredit 3-Bureau Credit Monitoring
  • 3-Bureau Credit Reports & Scores that can be updated every 30 days!
  • Notification within 24 hours of critical changes to all 3 reports
  • Up to $25,000 ID theft insurance at no additional cost
Price Free Trial Scores Monitoring ID Theft
$14.95/month N/A 3 Scores Daily 3 Bureau Up to $25,000



Equifax ScoreWatch(TM)
  • Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive
  • Detailed explanations for key score changes and specific tips for understanding your score
  • Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
  • Two Free Score Power® reports, plus discounts on additional Score Power® reports
  • Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
  • Access to friendly and knowledgeable Customer Care available 7 days a week
Price Free Trial Scores Monitoring ID Theft
$12.95/month N/A 3 Scores Daily 3 Bureau N/A