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FOREIGN TRAVEL. Iffy!!!

-- When traveling to Africa, South America and exotic locations it is best to carry local currency travelers checks and some cash until you determine where you can use your payments cards. permalink
Why does my credit card agreement require me to settle any disputes through arbitration instead of a lawsuit?
-- Credit card issuers have been plagued by class-action lawsuits that made some trial lawyers very rich while tossing a few dollars, if any, to each ... more

SUMMER CARD SAVINGS. Parsimonious!!!

-- Be frugal this summer and take advantage of the abundance of summer travel perks offered by credit card issuers and networks. permalink
What is the highest amount of interest that can be charged monthly on credit card debt?
-- Probably higher than you think. Most credit card companies are based in states like Delaware or South Dakota where they can charge what they want. more

SHRED DOCS. Frazzling !!!

-- Shred all personal and financial documents and destroy unused credit, ATM and debit cards before disposing of them. permalink
How much do Americans charge to their credit and debit cards each year?
-- Last year consumers charged more than $2 trillion to major bank credit cards and a little more than $1 trillion to major debit cards. permalink

MONITOR DEBIT CARDS. Perlustration!!!

-- Check your checking/debit card account activity on a daily basis to detect fraud and prevent your account from being emptied by crooks. Remember debit cards represent the money you already made while credit cards represent money you hope to make. permalink
Why is taking a cash advance on a credit card expensive?
-- There are higher costs including processing and fraud associated with cash advances. Most issuers charge an upfront fee of 3%-5% which may be subject ... more

PUMP YOUR SCORE. Clever!!!

-- Moving balances from one card to another can make your overall debt temporarily appear lower, if you time it just right. A higher score can mean a lower mortgage, auto or card interest rate. permalink
My credit card issuer recently changed my fixed interest due to "market conditions". Is this legal?
-- Under current regulations issuers can change fixed interest rates with proper notice. Fixed interest rates generally are raised if general interest rates rise significantly. permalink
Showing entries 1 - 10 of 102 Previous [ 1 2 3 4 5 6 7 8 9 10 11 ] Next
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