Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
*See terms and conditions for important rate, fee, and other cost information, and limitations
Accrual of points begin when card and agreement is received by cardholder
You earn 1 point for every $1 you spend.
Points are earned for net purchases only and are not earned for balance transfers, cash advances, convenience checks, finance charges, or any type of fees.
Points are updated monthly and can be viewed online at anytime at www.my5starrewards.com.
Rewards
Reward Type:
Points/Cash Back
Reward Info:
No blackout dates
Flights on major carriers
No frequent flyer programs to join
Vacation Getaways
Check value of $100. Points required is 15,000
Choose from favorite restaurants or retailers. $50 gift cards can be redeemed for 6000 points and $100 gift cards can be redeemed for 12,000 points
Panasonic High Definition
Plasma TVs
Canon Digital Cameras
Apple iPods
How to Place an Order:
Visit www.my5starrewards.com or Call 866-903-9594 24 hours a day, 7 days a week, except on major U. S. holidays.
You'll earn 1 point for each $1 in Net Purchases. Account must be open and in good standing to earn or redeem points. Points do not expire.
BONUS:
Plus, you'll earn an annual bonus of 50% of the number of points earned each year you always pay on time and keep your account otherwise in good standing.
REDEEM:
The minimum number of points needed to redeem for cash, travel or merchandise is 5,000. Points may be redeemed for cash in 5,000 points/$50 increments only. Airline tickets require a $15 ticketing fee.
WHYWAIT POINTS:
When you activate your account, you will be advanced between 25,000 and 200,000 WhyWait PointsSM depending on the credit line you are assigned. WhyWait Points can be redeemed just like points you earn, by themselves, or in combination with points you've already earned. So long as you keep your account in good standing and actively utilize your account, you will have 15 months from the date of redemption to earn any WhyWait Points you redeem. By redeeming WhyWait Points you agree that Advanta may charge the Account at a rate of 1.5 cents per redeemed but unearned WhyWait Point if more than 15 months have passed since the date of redemption, you fail to timely make any minimum payment, and/or you do not utilize your account sufficiently such that Advanta reasonably anticipates that you will not earn the redeemed WhyWait Points within 15 months.
Earn 1 point for each $1 in Net Purchases. Points expire 36 months after they are earned. The minimum number of points needed to redeem is 15,000. Points may be redeemed for cash in 15,000 points/$50 increments only. Account must be open and in good standing to earn or redeem points.
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
