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SunTrust Visa Signature® with SunTrust Rewards

Issued by SunTrust BankCard
Apply Now: Call 866.371.9606

Rates & Fees

Purchase APR: 11.99% (Prime+3.74%, 11.99% minimum)
Introductory APR: 0.00% (Fixed)
Intro Period: 6 Months
Transfer APR: 11.99% (Prime+3.74%, 11.99% minimum)
Cash Advance APR: 19.99% (Prime+14.99%, 19.99% minimum)
Grace Period: 20 Days
Annual Fee: $0.00
Transfer Fee: 3.00%, $10.00 minimum, $75.00 maximum
Cash Advance Fee: 3.00%, $10.00 minimum
Late Payment Fee: $39.00

Rewards

Reward Type: Hotel/Travel
Reward Info:
  • Earn one SunPoint for every $1 in qualifying purchases made with your credit card and turn your SunPoints into a variety of SunTrust Rewards choices. Also, enroll your SunTrust Visa Check Card in SunTrust Rewards to earn additional SunPoints. Earn one SunPoint for every $4 in qualifying purchases1 made with your check card.
  • SunPoints from both your credit card and check card automatically combine, so you earn SunPoints faster towards:
  • * Domestic and international airline travel
  • * State-of-the-art electronics
  • * Exclusive lifestyle excursions
  • * Fashionable home and outdoor accessories
  • * Cash back in the form of a credit to your account
  • Introductory 0% APR and more
  • * 0% APR3 on purchases for the first 6 months after your account is opened
  • * For balance transfers made within the first 3 months after your account is opened, introductory 0% APR3 for 6 months starting with the month in which the first balance transfer is posted to your account
  • * No annual fee
  • * No pre-set spending limit3

Terms & Conditions

  • Conveniences include:
  • * In-branch credit card service – check your account balance, make a payment
  • * Single sign-on Web access from Online Banking
  • * Visa payWave – make fast, secure purchases at thousands of places such as CVS®, McDonald's®, AMC Theaters®, 7-Eleven®, and many others
  • Extra security
  • * Visa's Zero Liability protects you from liability for unauthorized use of your card or account information
  • * Optional Overdraft Protection Service for your SunTrust checking account
  • Full Visa Signature benefits
  • * Sports & Entertainment: Get VIP Access to unforgettable events
  • * Fine Wine & Foods: Exciting culinary experiences and prime reservations and recommendations
  • * Travel, Hotel, and Spa: Travel packages, special offers, and upgrades
  • * Shopping: In-store and online offers from leading retailers
  • * Concierge: Complimentary services available 24 hours a day
  • * Auto Rental Collision Damage Waiver
  • * Travel Accident Insurance
  • * Purchase Security
  • * Lost Luggage Reimbursement
  • * Year-End Summary Statement
  • * Travel and Emergency Assistance Services

Other Disclosure

Important Information: In order to maintain these rates, you must stay within your credit limit (does not apply to Signature Card) and make payments when due. The introductory rates do not apply to cash advances made with your card. Payments may be allocated to balances starting with the lowest APR first. There is a balance transfer transaction fee of $10 or 3% of the transaction. However, for Balance Transfers made within the introductory period, the maximum Balance Transfer Transaction Fee is $75. Once you become a cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in the Important Rate, Fee, and Other Cost Information.

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CardTrak.com® is not sponsored or have an affiliation with any bank or like organization. CardTrak® does not in any way guarantee approval for any credit card listed. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transfered to the issuing bank's website where you should review and confirm rates and terms before applying.
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