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SunTrust Platinum Visa® with SunTrust Rewards

Rates & Fees

Purchase APR:	15.99% (Prime+7.74%, 15.99% minimum)
Transfer APR:	15.99% (Prime+7.74%, 15.99% minimum)
Cash Advance APR:	19.99% (Prime+14.99%, 19.99% minimum)
Grace Period:	20 Days
Transfer Fee:	3.00%, $10.00 minimum, $75.00 maximum
Cash Advance Fee:	3.00%, $10.00 minimum
Late Payment Fee:	$39.00
Over Limit Fee:	$39.00

Terms & Conditions

Introductory 0% APR and more * 0% APR3 on purchases for the first 6 months after your account is opened * For balance transfers made within the first 3 months after your account is opened, introductory 0% APR3 for 6 months starting with the month in which the first balance transfer is posted to your account * No annual fee Important Information: In order to maintain these rates, you must stay within your credit limit and make payments when due. The introductory rates do not apply to cash advances made with your card. Payments may be allocated to balances starting with the lowest APR first. There is a balance transfer transaction fee of $10 or 3% of the transaction. However, for Balance Transfers made within the introductory period, the maximum Balance Transfer Transaction Fee is $75. Once you become a cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in the Important Rate, Fee, and Other Cost Information. Conveniences include: * In-branch credit card service – check your account balance, make a payment * Single sign-on Web access from Online Banking * Visa payWave – make fast, secure purchases at thousands of places such as CVS®, McDonald's®, AMC Theaters®, 7-Eleven®, and many others Extra security * Visa's Zero Liability protects you from liability for unauthorized use of your card or account information * Optional Overdraft Protection Service for your SunTrust checking account Platinum Visa Services * Visa Concierge Services * Auto Rental Collision Damage Waiver * Travel Accident Insurance * Travel and Emergency Assistance Services

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