First PREMIER Bank Gold MasterCard or Visa
Issued by First PREMIER Bank
Apply Now: Call 800-987-5521
Type
Rates & Fees
| Purchase APR:
|
9.90% (Fixed)
|
| Grace Period:
| 25 Days |
| Annual Fee:
| $48.00 |
| Cash Advance Fee:
|
3.00%, $5.00 minimum
|
| Late Payment Fee:
| $29.00 |
| Over Limit Fee:
| $29.00 |
Terms & Conditions
|
Your initial credit limit will be at least $250.00 and the following fees will be billed to your first statement: Annual Fee of $48, Account Set-Up Fee of $29, Program Fee of $95, monthly servicing Fee of $7, and an Additional Card Fee of $20 per card (if applicable). These fees will reduce your available credit until they are paid. You will be eligible for consideration of a credit limit increase in as little as 6 months.The Participation Fee of $72.00 will be billed at $6.00 per month. Other Charges: Credit Limit Increase Fee: Each time your Account is eligible and approved for a credit limit increase, a $25.00 fee is imposed. Internet Access Fee: $3.95; Copying Fee: $3.00 per item. Wire transfer fee: $5.00 per transaction. Additional Fees: Return Item Charge: $25.00; Autodraft Fee: We impose an $11.00 charge for each payment made through an autodraft service we provide. Autodraft payments requested through our automated systems (i.e. Voice Response or Internet) are assessed $7.00 per transaction. Express Delivery Fee: We impose a $25.00 fee for the express delivery of your Card(s) sent Priority 2-day airmail. This service is only available on lost, stolen or replacement cards. Your initial cash advance line will be 10% of your assigned credit line. Once your account has been open and active for a minimum of 90 days, has two consecutive months of current payment history, is not currently delinquent and has had no return payments for 60 days, your cash advance availability may be increased to 50% of the assigned credit line. If your initial credit line is $250, your beginning cash advance line will be $25 and may increase to $125 once the criteria above is met.
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Other Disclosure
- # Credit decisions in less than 60 seconds!
- # Low APR on Purchases*
- # Reports monthly to 4 Major Credit Bureaus
- # Enjoy the benefit of 24 hour account access by phone
- # Prestige of a Gold Card.
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|
CardTrak.com® is not sponsored or have an affiliation with any bank
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where you should review and confirm rates and terms before applying.
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