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Discover® Motiva (SM) Card

Issued by Discover
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Rates & Fees

Purchase APR: As Low As 10.99%
Introductory APR: As Low As 3.90%
Intro Period: Up To 12 Months
Transfer APR: As Low As 10.99%
Cash Advance APR: As Low As 27.99%
Grace Period: 25 Days
Annual Fee: $0.00
Transfer Fee: 3.00%, $10.00 minimum, $75.00 maximum
Cash Advance Fee: 3.00%, $5.00 minimum, $0.00 maximum
Late Payment Fee: $39.00
Over Limit Fee: $39.00

Rewards

Reward Type: Points/Cash Back
Reward Info:
  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for up to 12 months on Purchases, and up to 12 months on Balance Transfers

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