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Citi CashReturns(SM) Card

Rates & Fees

Purchase APR:	As Low As 9.99%
Introductory APR:	0.00% (Fixed)
Intro Period:	12 Months
Transfer APR:	As Low As 9.99%
Transfer Introductory APR:	0.00% (Fixed)
Transfer Intro Period:	Up To 12 Months
Cash Advance APR:	As Low As 19.99%
Grace Period:	20 Days
Annual Fee:	$0.00
Transfer Fee:	3.00%, $5.00 minimum
Cash Advance Fee:	3.00%, $5.00 minimum
Late Payment Fee:	$39.00
Over Limit Fee:	$39.00

Rewards

Reward Type:

Points/Cash Back

Reward Info:

Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. Earn a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50- no calling necessary 0% APR* on balance transfers for up to 12 months No annual fee

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