Centennial MasterCard or Visa
Issued by First PREMIER Bank
Apply Now: Call 800-987-5521
Type
Rates & Fees
| Purchase APR:
|
9.90% (Fixed)
|
| Grace Period:
| 25 Days |
| Annual Fee:
| $48.00 |
| Cash Advance Fee:
|
3.00%, $5.00 minimum
|
| Late Payment Fee:
| $29.00 |
| Over Limit Fee:
| $29.00 |
Terms & Conditions
|
Program Fee: $95.00 (one-time fee)Servicing Fee: $84.00 Annually (billed at $7.00 per month) Additional Card Fee: $20.00 Annually per card, (if applicable)Additional Fees: Return Item Charge: $25.00; Autodraft Fee: We impose an $11.00 charge for each payment made through an autodraft service we provide. Autodraft payments requested through our automated systems (i.e. Voice Response or Internet) are assessed $7.00 per transaction. Express Delivery Fee: We impose a $25.00 fee for the express delivery of your Card(s) sent Priority 2-day airmail. This service is only available on lost, stolen or replacement cards.Other Charges: Credit Limit Increase Fee: Each time your Account is eligible and approved for a credit limit increase, a $25.00 fee is imposed. Internet Access Fee: $3.95; Copying Fee: $3.00 per item. Wire transfer fee: $5.00 per transaction. Penalty Pricing Information: If your Account goes past the due date two times in any six month period or goes past the due date for two consecutive billing cycles the APR for purchases will increase to 19.9%. The APR for purchases will be reduced back to 9.9% if the Account is kept current for 3 consecutive months or is paid in full.
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Other Disclosure
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The initial minimum credit limit will be at least $250 Your initial cash advance line will be 10% of your assigned credit line. Once your account has been open and active for a minimum of 90 days, has two consecutive months of current payment history, is not currently delinquent and has had no return payments for 60 days, your cash advance availability may be increased to 50% of the assigned credit line. If your initial credit line is $250, your beginning cash advance line will be $25 and may increase to $125 once the criteria above is met.Credit Limit Increase Fee: Each time your Account is eligible and approved for an unsecured credit limit increase, a Credit Limit Increase Fee of $25.00 is imposed.
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|
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