Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Travel Accident Insurance.2 Yours automatically -- at no extra cost -- when you purchase tickets for travel on common carriers with your U.S. Bank Travel Rewards Visa® Platinum Credit Card. The U.S. Bank Travel Rewards Visa® Platinum Credit Card offers $500,000 of coverage.
Auto Rental Insurance.2 It's yours automatically -- at no extra cost -- when you charge your entire car rental on your U.S. Bank Travel Rewards Visa® Platinum Credit Card and decline the rental company's collision damage waiver option. Coverage on a 24-hour basis for damage due to collision or theft.
100% Fraud Protection. You are not liable for unauthorized purchases on your U.S. Bank Travel Rewards Visa® Platinum Credit Card. View Visa's Zero Liability Policy.
Pay your bills online – Earn rewards even faster when you take advantage of this easy, fast and convenient way to pay bills online with your U.S. Bank Credit Card.
Free Online Account Access. It's the easiest way to bank online. Here you can enroll in Online Statements Only and set up Account Alerts. View and manage your credit card purchases and advances using U.S. Bank Internet Banking. With this free service you can view your 18 most current statements, download account history into personal financial management software, check your current balance and available credit, verify your next payment date, make a payment from your U.S. Bank checking or savings account, or obtain a cash advance. Click here to login. Don't have a U.S. Bank checking or savings account? Click here to apply.
U.S. Bank Shopping Mall. Now we're making it easier for you to earn points towards travel. Just by owning a U.S. Bank Travel Rewards Visa® Platinum Credit Card, you have the opportunity to save at hundreds of merchants every day. The U.S. Bank Shopping Mall offers you special savings and discounts at great online merchants you know and trust.
Important Information: In order to maintain these rates, you must stay within your credit limit (does not apply to Signature Card) and make payments when due. The introductory rates do not apply to cash advances made with your card. Payments may be allocated to balances starting with the lowest APR first. There is a balance transfer transaction fee of $10 or 3% of the transaction. However, for Balance Transfers made within the introductory period, the maximum Balance Transfer Transaction Fee is $75. Once you become a cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in the Important Rate, Fee, and Other Cost Information.
Rewards
Reward Type:
Hotel/Travel
Reward Info:
Earn one SunPoint for every $1 in qualifying purchases made with your credit card and turn your SunPoints into a variety of SunTrust Rewards choices. Also, enroll your SunTrust Visa Check Card in SunTrust Rewards to earn additional SunPoints. Earn one SunPoint for every $4 in qualifying purchases1 made with your check card.
SunPoints from both your credit card and check card automatically combine, so you earn SunPoints faster towards:
* Domestic and international airline travel
* State-of-the-art electronics
* Exclusive lifestyle excursions
* Fashionable home and outdoor accessories
* Cash back in the form of a credit to your account
Introductory 0% APR and more
* 0% APR3 on purchases for the first 6 months after your account is opened
* For balance transfers made within the first 3 months after your account is opened, introductory 0% APR3 for 6 months starting with the month in which the first balance transfer is posted to your account
* No annual fee
* No pre-set spending limit3
Terms & Conditions
Conveniences include:
* In-branch credit card service – check your account balance, make a payment
* Single sign-on Web access from Online Banking
* Visa payWave – make fast, secure purchases at thousands of places such as CVS®, McDonald's®, AMC Theaters®, 7-Eleven®, and many others
Extra security
* Visa's Zero Liability protects you from liability for unauthorized use of your card or account information
* Optional Overdraft Protection Service for your SunTrust checking account
Full Visa Signature benefits
* Sports & Entertainment: Get VIP Access to unforgettable events
* Fine Wine & Foods: Exciting culinary experiences and prime reservations and recommendations
* Travel, Hotel, and Spa: Travel packages, special offers, and upgrades
* Shopping: In-store and online offers from leading retailers
* Concierge: Complimentary services available 24 hours a day
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
