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  Issuer: Citibank
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APR 		Intro
Period 		APR Annual
Fee 		Apply
Online

Rates & Fees

Purchase APR: 14.24% (V) Annual Fee: None
Introductory APR: 0% Intro Period: 6 Months
Transfer APR: 14.24% (V) Transfer Fee: 3% of each balance transfer; $5 minimum
Transfer Intro APR: 0% Transfer Intro Period: 6 Months
Cash Advance APR: 21.99% Grace Period: *
Cash Advance Fee: 3% of each cash advance; $5 minimum Late Payment Fee: See terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3% Default/Penalty APR: *

Offer Details

  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 6 months on purchases and balance transfers.

Other Incentives

See terms*
As of 11/09
Citi Forward(SM) Card [more details]
Credit Card Offer for Citi Forward(SM) Card
0% 6 Months 14.24% (V) None Apply Now!
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.

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