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Rates & Fees

Purchase APR: 11.99% - 18.99%* Annual Fee: $60*
Introductory APR: 0%* Intro Period: 6 months*
Transfer APR: 11.99% - 18.99%* Transfer Fee: 3%*
Transfer Intro APR: 0%* Transfer Intro Period: 6 months*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: 3%, min $5* Late Payment Fee: $19-$39*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 2%* Default/Penalty APR: *

Offer Details

  • 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • $60 Annual Fee

Other Incentives

See terms*
As of 11/09
Escape by Discover® Card [more details]
Credit Card Offer for Escape by Discover® Card
0%* 6 months* 11.99% - 18.99%* $60* Apply Now!

Rates & Fees

Purchase APR: 11.99% - 18.99%* Annual Fee: None
Introductory APR: 0%* Intro Period: 6 Months*
Transfer APR: 11.99% - 18.99%* Transfer Fee: 3%*
Transfer Intro APR: 0%* Transfer Intro Period: 6 Months*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: 3%, $5 minimum * Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Other Incentives

See Terms*
As of 11/09
Miles by Discover® Card [more details]
Credit Card Offer for Miles by Discover® Card
0%* 6 Months* 11.99% - 18.99%* None Apply Now!

Rates & Fees

Purchase APR: As low as 12.24% Annual Fee: None
Introductory APR: N/A Intro Period: N/A
Transfer APR: As low as 12.24% Transfer Fee: See Terms*
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: 19.24% Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: 29.99%

Offer Details

  • 10,000 Bonus Points after first purchase
  • 2X on all airfare booked through Ultimate Rewards
  • No earning caps, point expiration, or blackout dates
  • Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
  • 1 point for every dollar on all other purchases
  • 24/7 Dedicated service advisor (No voice recording)
  • Premier travel protection benefits
  • No Annual Fee

Other Incentives

See Terms*
As of 11/09
Chase Sapphire(SM) Card [more details]
Credit Card Offer for Chase Sapphire(SM) Card
N/A N/A As low as 12.24% None Apply Now!

Rates & Fees

Purchase APR: 13.24% Annual Fee: $495
Introductory APR: N/A Intro Period: N/A
Transfer APR: 13.24% Transfer Fee: See terms*
Transfer Intro APR: 0% Transfer Intro Period: six billing cycles
Cash Advance APR: 19.99% Grace Period: *
Cash Advance Fee: See terms* Late Payment Fee: See terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See terms* Default/Penalty APR: *

Offer Details

  • 0% APR for 6 Months on Balance Transfers*
  • Exclusive Rewards Program - Receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime
  • Limited Membership - Limited to ensure the highest caliber of personal service is provided to every Cardmember
  • 24-Hour Concierge Service - Enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs
  • Patent Pending Carbon Card - The Black Card has a unique carbon design, guaranteed to get you noticed
  • Travel Lounge Priority Pass - World's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide.

Other Incentives

See terms*
As of 11/09
Visa® Black Card [more details]
Credit Card Offer for Visa® Black Card
N/A N/A 13.24% $495 Apply Now!

Rates & Fees

Purchase APR: 14.24% (V) Annual Fee: $75 Annually
Introductory APR: N/A Intro Period: N/A
Transfer APR: 14.24% (V) Transfer Fee: 3%, $5 minimum *
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: * Grace Period: *
Cash Advance Fee: 3%, $5 minimum * Late Payment Fee: $15/$29/$39 *
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3% Default/Penalty APR: *

Offer Details

  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

Other Incentives

See Terms*
As of 11/09
Citi PremierPass® Card - Elite Level [more details]
Credit Card Offer for Citi PremierPass® Card - Elite Level
N/A N/A 14.24% (V) $75 Annually Apply Now!

Rates & Fees

Purchase APR: 14.50% Annual Fee: $450 per year
Introductory APR: See Terms* Intro Period: See Terms*
Transfer APR: See Terms* Transfer Fee: See Terms*
Transfer Intro APR: See Terms* Transfer Intro Period: See Terms*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles

Other Incentives

Earn up to 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase
As of 11/09
Delta Reserve Credit Card [more details]
See Terms* See Terms* 14.50% $450 per year Apply Now!

Rates & Fees

Purchase APR: 14.50% Annual Fee: $150 per year
Introductory APR: See Terms* Intro Period: See Terms*
Transfer APR: See Terms* Transfer Fee: See Terms*
Transfer Intro APR: See Terms* Transfer Intro Period: See Terms*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.

Other Incentives

Earn up to 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase
As of 11/09
Platinum Delta SkyMiles(R) Credit Card from American Express [more details]
See Terms* See Terms* 14.50% $150 per year Apply Now!

Rates & Fees

Purchase APR: 15.24% Annual Fee: See Terms*
Introductory APR: See Terms* Intro Period: See Terms*
Transfer APR: See Terms* Transfer Fee: See Terms*
Transfer Intro APR: See Terms* Transfer Intro Period: See Terms*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

Other Incentives

Earn Up to 25,000 Starpoints(R)
As of 11/09
Starwood Preferred Guest(R) Credit Card from American Express [more details]
See Terms* See Terms* 15.24% See Terms* Apply Now!

Type: Student

Rates & Fees

Purchase APR: As low as 17.24% (V) Annual Fee: None
Introductory APR: 0% APR* Intro Period: See Terms*
Transfer APR: As low as 17.24% (V) Transfer Fee: 3%, $5 minimum *
Transfer Intro APR: 0% APR* Transfer Intro Period: See Terms*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: 3%, $5 minimum * Late Payment Fee: $15/$29/$39 *
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3% Default/Penalty APR: *

Offer Details

  • 0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.*
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
  • Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, travel, electronics, music and more.
  • No Annual Fee

Other Incentives

See Terms*
As of 11/09
Citi® mtvU™ Platinum Select® Visa® Card for College Students [more details]
Credit Card Offer for Citi® mtvU™ Platinum Select® Visa® Card for College Students
0% APR* See Terms* As low as 17.24% (V) None Apply Now!

Rates & Fees

Purchase APR: 13.24% variable Annual Fee: $0.00
Introductory APR: * Intro Period: *
Transfer APR: As Low As 13.24% Transfer Fee: 3.00%, $5.00 minimum
Transfer Intro APR: 0.00% (Fixed) Transfer Intro Period: 6 Months
Cash Advance APR: 19.99% (Prime+15.99%, 19.99% minimum) Grace Period: 20 Days
Cash Advance Fee: 3.00%, $10.00 minimum Late Payment Fee: $39.00
Over Limit Fee: $39.00 Returned Check Fee: $29.00
Foreign Conversion Rate: 3.00% Default/Penalty APR: Up to 27.24% variable

Rewards

Reward Type: Airline
Reward Info:
  • 15,000 points—1 ticket on shorthaul (inter-European) flights
  • 25,000 points—$200 off ticket or vacation package purchase
  • 45,000 points—Free transatlantic economy round trip ticket
  • 65,000 points—Upgrade to Premier Class with purchase of a transatlantic economy ticket
As of 5/09
Aer Lingus Rewards MasterCard [more details]
N/A N/A 13.24% variable $0.00 Apply Now!
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.

CardTrak.com® is not sponsored or have an affiliation with any bank or like organization as presented on the CardTrak® website which is for informational purposes only. CardTrak® does not have any involvement or can in any way guarantee approval for any credit card listed. The approval for a credit card is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transferred to the issuing bank's website where you should review and confirm rates and terms before applying. All questions should be directed to the issuing bank only.