Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
15 full months on Balance Transfers and Purchases*
Transfer APR:
N/A*
Transfer Fee:
Yes*
Transfer Intro APR:
3.99%*
Transfer Intro Period:
15*
Cash Advance APR:
N/A*
Grace Period:
*
Cash Advance Fee:
N/A*
Late Payment Fee:
19.00 - 39.00
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
2.000%
Default/Penalty APR:
16.990 % - 29.990 % variable
Offer Details
Earn Cashback Bonus® for your good credit management
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Other Incentives
Sign up for a Discover® Motiva Card today and enjoy a 3.9% APR* on balance transfers until 2010. Apply for the Discover Motiva Card by filling out a secure online application.
12 months on balance transfers, 6 months on purchases*
Transfer APR:
N/A*
Transfer Fee:
Yes*
Transfer Intro APR:
0.00*
Transfer Intro Period:
12*
Cash Advance APR:
N/A*
Grace Period:
*
Cash Advance Fee:
N/A*
Late Payment Fee:
N/A*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
0.000%
Default/Penalty APR:
N/A*
Offer Details
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire
Other Incentives
Apply for the Chase Freedom® Visa - $100 Bonus Cash Back credit card by filling out a secure online application.
12 months on balance transfers, 6 months on purchases*
11.99%-22.99%*(Variable)
$0*
Rates & Fees
Purchase APR:
11.99%-21.99%* (Variable)
Annual Fee:
$0*
Introductory APR:
0%*
Intro Period:
18 months on balance transfers and purchases*
Transfer APR:
N/A*
Transfer Fee:
Yes*
Transfer Intro APR:
0.00*
Transfer Intro Period:
18*
Cash Advance APR:
N/A*
Grace Period:
*
Cash Advance Fee:
N/A*
Late Payment Fee:
15.00 - 39.00
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3.000%
Default/Penalty APR:
29.990 % - 0.000 % variable
Offer Details
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*
Other Incentives
Apply for the Citi® Diamond Preferred® credit card by filling out a secure online application.
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.
CardTrak.com has financial relationships with some of the cards mentioned here, and CardTrak.com may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
