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The credit cards in our Low Rate category feature an APR below 10%. Generally, cards with a rate below 10% require an above average credit score.
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Intro
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Rates & Fees
Purchase APR:
8.24% (Prime+4.99%)
Annual Fee:
$0.00
Introductory APR:
*
Intro Period:
*
Transfer APR:
8.24%
(Prime+4.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
*
Transfer Intro Period:
*
Cash Advance APR:
18.24%
(Prime+14.99%)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $5.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
28.99%(Prime+23.99%, 28.99% minimum)
As of 4/09
KeyBank Platinum Mastercard [more details]
N/A
N/A
8.24%(Prime+4.99%)
$0.00
Rates & Fees
Purchase APR:
11.24% (Prime+7.99%)
Annual Fee:
$0.00
Introductory APR:
*
Intro Period:
*
Transfer APR:
11.24%
(Prime+7.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
*
Transfer Intro Period:
*
Cash Advance APR:
18.24%
(Prime+14.99%)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $5.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
28.99%(Prime+23.99%, 28.99% minimum)
Rewards
Reward Type:
Points/Cash Back
Reward Info:
Receive a 1% rebate on purchases ($20 monthly maximum, $200 maximum annually)
As of 4/09
KeyBank Platinum Credit Card with Rebate [more details]
N/A
N/A
11.24%(Prime+7.99%)
$0.00
Rates & Fees
Purchase APR:
11.24% (Prime+7.99%)
Annual Fee:
*
Introductory APR:
*
Intro Period:
*
Transfer APR:
11.24%
(Prime+7.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
*
Transfer Intro Period:
*
Cash Advance APR:
18.24%
(Prime+14.99%)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $5.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
28.99%(Prime+23.99%, 28.99% minimum)
Rewards
Reward Type:
Points/Cash Back
Reward Info:
Earn one point for every dollar spent2 Points can be redeemed for a wide variety of gifts Quarterly statements provide you a total number of points earned and points redeemed Points last for three years Call 1-888-331-1048 to redeem your points
As of 4/09
KeyBank Platinum Mastercard with Rewards [more details]
N/A
N/A
11.24%(Prime+7.99%)
N/A
Type: Student
Rates & Fees
Purchase APR:
13.24% (Prime+9.99%)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
3 Months
Transfer APR:
13.24%
(Prime+9.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
*
Transfer Intro Period:
*
Cash Advance APR:
19.99%
(Prime+14.99%, 19.99% minimum)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $5.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
28.99%(Prime+23.99%, 28.99% minimum)
Rewards
Reward Type:
Points/Cash Back
Reward Info:
1% cash back on all net purchases2, up to $300 a year
As of 4/09
KeyBank Student Credit Card [more details]
0.00%(Fixed)
3 Months
13.24%(Prime+9.99%)
$0.00
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
