Credit Card Applications: Apply for American Express Low Interest Rate Credit Cards at CardTrak.com
 
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  Brand: American Express
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Low Interest credit cards offer either a low introductory APR or low ongoing APR
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Rates & Fees

Purchase APR: 13.24% Annual Fee: $50
Introductory APR: N/A Intro Period: N/A
Transfer APR: 13.24% Transfer Fee: See Terms*
Transfer Intro APR: 4.99%-6.99%* Transfer Intro Period: 24 months
Cash Advance APR: 13.24% Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: 17.99%

Offer Details

  • 5 Points for Every $1 Spent on Airfare!
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • No Balance Transfer Fees – Good till June 30, 2010
  • Automatic enrollment in PenFed Premium Rewards Program
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
  • 24/7 Premium Concierge Service
  • Exclusive Travel Upgrades and Offers
  • Redeem on any Airline; no black-out dates or restrictions
  • Spend $650 in the First Three Months and Receive 20,000 bonus points
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
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Other Incentives

See Terms*
As of 9/10
PenFed Premium Travel Rewards American Express® Card [more details]
N/A N/A 13.24% $50 Apply Now!

Rates & Fees

Purchase APR: 5.00% (Prime+1.75%) Annual Fee: $0.00
Introductory APR: * Intro Period: *
Transfer APR: 5.00% (Prime+1.75%) Transfer Fee: 3.00%, $75.00 maximum
Transfer Intro APR: * Transfer Intro Period: *
Cash Advance APR: 5.00% (Prime+1.75%) Grace Period: 25 Days
Cash Advance Fee: 3.00%, $75.00 maximum Late Payment Fee: $35.00
Over Limit Fee: $0.00 Returned Check Fee: *
Foreign Conversion Rate: 1.00% Default/Penalty APR: N/A

Rewards

Reward Type: Points/Cash Back
Reward Info: 5% cash rebate on your first $650 of gas, grocery and dining purchases each month for the first year.
As of 4/09
USAA American Express [more details]
N/A N/A 5.00%
(Prime+1.75%)
$0.00 Apply Now!

Rates & Fees

Purchase APR: As Low As 8.24% Annual Fee: $0.00
Introductory APR: * Intro Period: *
Transfer APR: As Low As 8.24% Transfer Fee: 3.00%, $10.00 minimum
Transfer Intro APR: * Transfer Intro Period: 15 Months
Cash Advance APR: 19.24% (Fixed) Grace Period: 20 Days
Cash Advance Fee: 3.00%, $10.00 minimum Late Payment Fee: $39.00
Over Limit Fee: $39.00 Returned Check Fee: *
Foreign Conversion Rate: N/A Default/Penalty APR: 27.24%
(Fixed)

Rewards

Reward Type: Points/Cash Back
Reward Info:
  • WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more§
  • Ultimate Access® rewards: Unique experiences, sports memorabilia, marquee events and more
  • Rewards Start at: 2,500 points§
  • Points: 1.25 points per $1 in retail purchases§
  • Points Limit: None
  • Points Expire: 5 years
As of 4/09
Bank of America Accelerated Rewards American Express® Card [more details]
N/A N/A As Low As 8.24% $0.00 Apply Now!

Rates & Fees

Purchase APR: As Low As 11.24% Annual Fee: $0.00
Introductory APR: * Intro Period: *
Transfer APR: As Low As 11.24% Transfer Fee: 3.00%, $10.00 minimum
Transfer Intro APR: 1.99% (Fixed) Transfer Intro Period: 12 Months
Cash Advance APR: 19.24% (Prime+15.99%) Grace Period: 20 Days
Cash Advance Fee: 3.00%, $10.00 minimum Late Payment Fee: $39.00
Over Limit Fee: $39.00 Returned Check Fee: *
Foreign Conversion Rate: N/A Default/Penalty APR: 27.24%
(Prime+23.99%)

Offer Details

  • Introductory 1.99%† APR only for Balance Transfers* and Direct Deposits for your first 12 billing cycles. (These transactions are subject to a 3% transaction fee, no less than $10. Intro APR will end if late or overlimit. Payments are applied to lower rate balances first.)
  • No annual fee, and the flexibility to pay over time
  • Identity theft recovery** and absolute fraud protection
  • Special shopping and travel offers
  • Secure online account management

Rewards

Reward Type: Points/Cash Back
Reward Info:
  • 5,000 Points = $25 cash
  • 12,000 Points = $100 Pottery Barn Gift Card
  • 25,000 Points = Air travel within the Continental U.S. with no blackout dates.
As of 5/09
AmTrust Bank Accelerated Rewards American Express Card [more details]
N/A N/A As Low As 11.24% $0.00 Apply Now!
Showing entries 1 - 4 of 4
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.

CardTrak.com® is not sponsored or have an affiliation with any bank or like organization as presented on the CardTrak® website which is for informational purposes only. CardTrak® does not have any involvement or can in any way guarantee approval for any credit card listed. The approval for a credit card is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transferred to the issuing bank's website where you should review and confirm rates and terms before applying. All questions should be directed to the issuing bank only.