The credit cards in our Low Intro category feature an introductory APR below 6%.
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Intro
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Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Biodegradable Discover® More Card [more details]
0%*
6 months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
5%*
Transfer Intro APR:
0%*
Transfer Intro Period:
12 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - American Flag [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Clear [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
see terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
see terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Monogram [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Sealife Collection [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Wildlife Collection [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
$60*
Introductory APR:
0%*
Intro Period:
6 months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, min $5*
Late Payment Fee:
$19-$39*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
2%*
Default/Penalty APR:
*
Offer Details
25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months Unlimited Double Miles on all purchases Book any travel, anytime with no blackout dates or restrictions 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site Enhanced travel benefits Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles $60 Annual Fee
Other Incentives
As of 11/09
Escape by Discover® Card [more details]
0%*
6 months*
11.99% - 18.99%*
$60*
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Other Incentives
As of 11/09
Miles by Discover® Card [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Type: Student
Rates & Fees
Purchase APR:
14.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
N/A*
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
N/A*
Transfer Intro Period:
N/A*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want
Other Incentives
As of 11/09
Discover® Student Card [more details]
0%*
6 Months*
14.99%*
None
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
