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The credit cards in our Low Intro category feature an introductory APR below 6%.
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Intro
Intro
APR
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Rates & Fees
Purchase APR:
As Low As 11.99% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 9 months
Transfer APR:
As Low As 11.99% (V)
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
up to 9 months
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on balance transfers and purchases for up to 9 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Other Incentives
As of 11/09
Citi® Platinum Select® Card [more details]
0%
up to 9 months
As Low As 11.99% (V)
None
Rates & Fees
Purchase APR:
14.24% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
14.24% (V)
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
6 Months
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.
Other Incentives
As of 11/09
Citi Forward(SM) Card [more details]
0%
6 Months
14.24% (V)
None
Type: Student
Rates & Fees
Purchase APR:
17.24% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
See Terms*
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 3,000 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases.
Other Incentives
As of 11/09
Citi Forward(SM) Card for College Students [more details]
0%
6 Months
17.24% (V)
None
Type: Student
Rates & Fees
Purchase APR:
As low as 17.24% (V)
Annual Fee:
None
Introductory APR:
0% APR*
Intro Period:
See Terms*
Transfer APR:
See Terms*
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on purchases for 6 months if you qualify based on your application and credit history.* Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee
Other Incentives
As of 11/09
Citi® mtvU™ Platinum Select® Visa® Card for College Students [more details]
0% APR*
See Terms*
As low as 17.24% (V)
None
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
