The credit cards in our Low Intro category feature an introductory APR below 6%.
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Rates & Fees
Purchase APR:
As low as 13.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As low as 13.24%
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
up to 12 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
29.99%
Offer Details
Now with Blueprint(SM) 0% intro APR for up to 12 months on Purchases and Balance Transfers Patented Fraud Protection Zero Liability on Unauthorized Purchases E-mail and text alerts No Annual Fee
Other Incentives
As of 11/09
Slate(SM) from Chase [more details]
0%
up to 12 Months
As low as 13.24%
None
Type: Student
Rates & Fees
Purchase APR:
As low as 17.24% (V)
Annual Fee:
None
Introductory APR:
0% APR*
Intro Period:
See Terms*
Transfer APR:
As low as 17.24% (V)
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0% APR*
Transfer Intro Period:
See Terms*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.* Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee
Other Incentives
As of 11/09
Citi® mtvU™ Platinum Select® Visa® Card for College Students [more details]
0% APR*
See Terms*
As low as 17.24% (V)
None
Rates & Fees
Purchase APR:
7.24% variable
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
12 Months
Transfer APR:
7.24% variable
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
12 Months
Cash Advance APR:
19.24% variable
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $10.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24% variable
Rewards
Reward Type:
Points/Cash Back
Reward Info:
Flexible Rewards Why settle for a rewards credit card that limits your choice of rewards? With the Chevy Chase Bank Visa® card with Flexible RewardsSM, you can earn 1 point for every eligible dollar spent1 and turn everyday purchases into extraordinary rewards: Merchandise - Choose from a variety of great brand name products. Travel - Earn free airline tickets, hotel stays or car rentals. Cash back - Redeem 3,500 points and receive a $25 check. Gift cards - Get free stuff from your favorite stores and restaurants.
As of 5/09
Chevy Chase Bank Platinum Visa Card [more details]
0.00%(Fixed)
12 Months
7.24% variable
$0.00
Rates & Fees
Purchase APR:
16.90% variable
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
12 Months
Transfer APR:
16.90% variable
Transfer Fee:
*
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
12 Months
Cash Advance APR:
22.90% variable
Grace Period:
25 Days
Cash Advance Fee:
3.00%, $10.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
$39.00
Foreign Conversion Rate:
N/A
Default/Penalty APR:
23.15% variable
Rewards
Reward Type:
Points/Cash Back
Reward Info:
5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events 2 points per $1 spent at restaurants, fast food places, and coffee shops 1 point per $1 on everything else 25 bonus points each billing period you keep your account in good standing by paying on time
As of 4/09
Capital One MTV Visa [more details]
0.00%(Fixed)
12 Months
16.90% variable
$0.00
Rates & Fees
Purchase APR:
As Low As 9.99%
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
9 Months
Transfer APR:
As Low As 9.99%
Transfer Fee:
3.00%, $10.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
9 Months
Cash Advance APR:
As Low As 19.00%
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $15.00 minimum
Late Payment Fee:
$35.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
N/A
Default/Penalty APR:
As Low As 27.24%
Offer Details
Paperless Statements - no more paper or mailbox clutter. Personalize your credit card with your favorite image.** FirstGuard® provides protection against identity theft. Purchase Protection‡ protects nearly everything you buy with your Platinum Edition® Visa Card against theft, accidental damage and fire in the first 90 days after purchase. Extended Warranty‡ doubles most manufacturers' original U.S. warranties on items you purchase with your Platinum Edition® Visa Card — for up to 12 additional months. Travel Assistance Services‡ will cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling. You and your family will be protected with up to $250,000 in Travel Accident Insurance‡ — at no extra cost to you. Simply charge the entire amount of your travel tickets to your Platinum Edition® Visa Card. Up to a 25% discount at select car rental agencies.‡
As of 4/09
Bank of Smithtown Platinum Edition Visa [more details]
0.00%(Fixed)
9 Months
As Low As 9.99%
$0.00
Rates & Fees
Purchase APR:
9.99% (Prime+1.74%, 9.99% minimum)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
9 Months
Transfer APR:
9.99%
(Prime+1.74%, 9.99% minimum)
Transfer Fee:
3.00%, $10.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
9 Months
Cash Advance APR:
19.99%
(Prime+15.75%, 19.99% minimum)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $15.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Prime+23.99%)
Offer Details
Personalize your credit card with your favorite image! Online access to view transactions, pay your bill, view up to seven years of prior statements and more! Protect yourself from unauthorized use of your card or account information with Visa's Zero Liability policy.
As of 4/09
First National Bank of Omaha Platinum Edition Visa [more details]
0.00%(Fixed)
9 Months
9.99%(Prime+1.74%, 9.99% minimum)
$0.00
Rates & Fees
Purchase APR:
9.99% (Prime+1.74%, 9.99% minimum)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
9 Months
Transfer APR:
9.99%
(Prime+1.74%, 9.99% minimum)
Transfer Fee:
3.00%, $10.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
9 Months
Cash Advance APR:
19.99%
(Prime+15.75%, 19.99% minimum)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $15.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Prime+23.99%)
As of 4/09
Merchants Bank Platinum Edition Visa [more details]
0.00%(Fixed)
9 Months
9.99%(Prime+1.74%, 9.99% minimum)
$0.00
Rates & Fees
Purchase APR:
7.24% (Prime+3.99%)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
6 Months
Transfer APR:
7.24%
(Prime+3.99%)
Transfer Fee:
4.00%, $10.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
6 Months
Cash Advance APR:
18.24%
(Prime+14.99%)
Grace Period:
25 Days
Cash Advance Fee:
4.00%, $10.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Fixed)
As of 4/09
BBVA Compass Platinum Visa [more details]
0.00%(Fixed)
6 Months
7.24%(Prime+3.99%)
$0.00
Rates & Fees
Purchase APR:
7.24% (Prime+3.99%)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
6 Months
Transfer APR:
7.24%
(Prime+3.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
6 Months
Cash Advance APR:
19.24%
(Prime+15.99%)
Grace Period:
20 Days
Cash Advance Fee:
4.00%, $10.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Prime+23.99%)
Offer Details
No annual fee Flexible purchasing power Convenience of a credit card Simplicity of a traditional card
As of 4/09
Fulton Bank Platinum Visa [more details]
0.00%(Fixed)
6 Months
7.24%(Prime+3.99%)
$0.00
Rates & Fees
Purchase APR:
7.24% (Prime+3.99%)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
6 Months
Transfer APR:
7.24%
(Prime+3.99%)
Transfer Fee:
3.00%, $5.00 minimum
Transfer Intro APR:
0.00% (Fixed)
Transfer Intro Period:
6 Months
Cash Advance APR:
19.24%
(Prime+15.99%)
Grace Period:
20 Days
Cash Advance Fee:
4.00%, $10.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Prime+23.99%)
Offer Details
A premier rewards card with no annual fee Unlimited 1% cash back Redeem for travel on any airline without frequent flyer program restrictions No Preset Spending Limit 1 Exclusive Signature privileges
As of 4/09
Fulton Bank Signature Visa [more details]
0.00%(Fixed)
6 Months
7.24%(Prime+3.99%)
$0.00
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
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