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The credit cards in our Low Intro category feature an introductory APR.
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Rates & Fees

Purchase APR: 7.50%, 9.50% or 11.50%* Annual Fee: $35
Introductory APR: 0% or 7.50% Intro Period: 12 Months
Transfer APR: 7.50%, 9.50% or 11.50%* Transfer Fee: 3% of the transfer amount
Transfer Intro APR: 1.99% Transfer Intro Period: 12 Billing cycles*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: $35
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3% Default/Penalty APR: *

Offer Details

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information

Other Incentives

See Terms*
As of 9/10
IBERIABANK Visa ® Select Card [more details]
Credit Card Offer for IBERIABANK Visa ® Select Card
0% or 7.50% 12 Months 7.50%, 9.50% or 11.50%* $35 Apply Now!

Rates & Fees

Purchase APR: 12.99% - 19.99%* (Variable) Annual Fee: None
Introductory APR: 0% if you qualify* Intro Period: 7 Months on Purchases*
Transfer APR: 12.99% - 19.99%* (Variable) Transfer Fee: See Terms*
Transfer Intro APR: 0% if you qualify* Transfer Intro Period: 12 months on Balance Transfers*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
  • 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • No annual fee

Other Incentives

See terms*
As of 9/10
Citi Forward® Card [more details]
Credit Card Offer for Citi Forward® Card
0% if you qualify* 7 Months on Purchases* 12.99% - 19.99%* (Variable) None Apply Now!

Type: Student

Rates & Fees

Purchase APR: 12.99% - 19.99%* (Variable) Annual Fee: None
Introductory APR: 0% if you qualify* Intro Period: 7 Months on Purchases*
Transfer APR: 12.99% - 19.99%* (Variable) Transfer Fee: See Terms*
Transfer Intro APR: 0% if you qualify* Transfer Intro Period: 12 months on Balance Transfers*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.

Other Incentives

See terms*
As of 9/10
Citi Forward® Card for College Students [more details]
Credit Card Offer for Citi Forward® Card for College Students
0% if you qualify* 7 Months on Purchases* 12.99% - 19.99%* (Variable) None Apply Now!

Type: Student

Rates & Fees

Purchase APR: 12.99% - 21.99%* (Variable) Annual Fee: None
Introductory APR: 0% if you qualify* Intro Period: 7 months on Purchases*
Transfer APR: See Terms* Transfer Fee: See Terms*
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • No Cosigner required
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn up to 2000 ThankYou Points twice a year for having a good GPA.

Other Incentives

See Terms*
As of 9/10
Citi® mtvU™ Platinum Select® Visa® Card for College Students [more details]
Credit Card Offer for Citi® mtvU™ Platinum Select® Visa® Card for College Students
0% if you qualify* 7 months on Purchases* 12.99% - 21.99%* (Variable) None Apply Now!

Rates & Fees

Purchase APR: 12.99%-22.99% Variable* Annual Fee: None
Introductory APR: 0% Intro Period: 6 Months on Purchases
Transfer APR: 12.99%-22.99% Variable* Transfer Fee: See Terms*
Transfer Intro APR: 0% Transfer Intro Period: 12 months on Balance Transfers
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase

Other Incentives

See Terms*
As of 9/10
Chase Freedom® Visa - $50 Bonus Cash Back [more details]
Credit Card Offer for Chase Freedom® Visa - $50 Bonus Cash Back
0% 6 Months on Purchases 12.99%-22.99% Variable* None Apply Now!

Rates & Fees

Purchase APR: 13.24%-22.24% Variable* Annual Fee: None
Introductory APR: 0% Intro Period: See Terms*
Transfer APR: 13.24%-22.24% Variable* Transfer Fee: See Terms*
Transfer Intro APR: 0% Transfer Intro Period: 12 or 6 Months*
Cash Advance APR: * Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: See Terms*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New Innovative Card Design.
  • Blueprint(SM) – free and customizable features
    • Help you avoid unnecessary interest
    • Pay your balances down faster

Other Incentives

See Terms*
As of 9/10
Slate(SM) from Chase [more details]
Credit Card Offer for Slate(SM) from Chase
0% See Terms* 13.24%-22.24% Variable* None Apply Now!

Rates & Fees

Purchase APR: 13.90% (V) Annual Fee: None
Introductory APR: 0% on purchases Intro Period: until September 2011
Transfer APR: 13.90% (V) Transfer Fee: See Terms*
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: 24.90% (V)% Grace Period: *
Cash Advance Fee: See Terms* Late Payment Fee: $15/$29/$39 *
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: 24.90% (V)%

Offer Details

  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee

Other Incentives

See Terms*
As of 9/10
Capital One® Orbitz® Visa® Platinum - Excellent [more details]
Credit Card Offer for Capital One® Orbitz® Visa® Platinum - Excellent
0% on purchases until September 2011 13.90% (V) None Apply Now!

Rates & Fees

Purchase APR: 16.90% (V) Annual Fee: None
Introductory APR: 0% on purchases Intro Period: until September 2011
Transfer APR: 16.90% (V) Transfer Fee: None
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: 24.90% (V)% Grace Period: *
Cash Advance Fee: 3%, $10 minimum * Late Payment Fee: $15/$29/$39 *
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See Terms* Default/Penalty APR: *

Offer Details

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions
  • Fly FREE on any airline to any destination
  • 0% intro APR on purchases until September 2011
  • No foreign transaction fees
  • No annual fee

Other Incentives

See Terms*
As of 9/10
Capital One® No Hassle Miles(SM) Rewards - Good Credit [more details]
Credit Card Offer for Capital One® No Hassle Miles(SM) Rewards - Good Credit
0% on purchases until September 2011 16.90% (V) None Apply Now!

Rates & Fees

Purchase APR: 16.90% (V) Annual Fee: $0
Introductory APR: 0% on purchases Intro Period: until September 2011
Transfer APR: 16.90% (V) Transfer Fee: $0
Transfer Intro APR: N/A Transfer Intro Period: N/A
Cash Advance APR: 24.90% (V)% Grace Period: *
Cash Advance Fee: See terms* Late Payment Fee: $15-$39
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: See terms* Default/Penalty APR: *

Offer Details

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • No limit on the points you can earn and points don't expire
  • 0% intro APR--pay no interest on purchases until September 2011
  • No annual fee

Other Incentives

See terms*
As of 9/10
MTV® Visa® Card From Capital One® [more details]
Credit Card Offer for MTV® Visa® Card From Capital One®
0% on purchases until September 2011 16.90% (V) $0 Apply Now!

Rates & Fees

Purchase APR: 7.24% variable Annual Fee: $0.00
Introductory APR: 0.00% (Fixed) Intro Period: 12 Months
Transfer APR: 7.24% variable Transfer Fee: 3.00%, $5.00 minimum
Transfer Intro APR: 0.00% (Fixed) Transfer Intro Period: 12 Months
Cash Advance APR: 19.24% variable Grace Period: 20 Days
Cash Advance Fee: 3.00%, $10.00 minimum Late Payment Fee: $39.00
Over Limit Fee: $39.00 Returned Check Fee: *
Foreign Conversion Rate: 3.00% Default/Penalty APR: 27.24% variable

Rewards

Reward Type: Points/Cash Back
Reward Info:
  • Flexible Rewards
  • Why settle for a rewards credit card that limits your choice of rewards? With the Chevy Chase Bank Visa® card with Flexible RewardsSM, you can earn 1 point for every eligible dollar spent1 and turn everyday purchases into extraordinary rewards:
  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn free airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.
As of 5/09
Chevy Chase Bank Platinum Visa Card [more details]
Credit Card Offer for Chevy Chase Bank Platinum Visa Card
0.00%
(Fixed)
12 Months 7.24% variable $0.00 Apply Now!
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.

CardTrak.com® is not sponsored or have an affiliation with any bank or like organization as presented on the CardTrak® website which is for informational purposes only. CardTrak® does not have any involvement or can in any way guarantee approval for any credit card listed. The approval for a credit card is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transferred to the issuing bank's website where you should review and confirm rates and terms before applying. All questions should be directed to the issuing bank only.