The credit cards in our Low Intro category feature an introductory APR.
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Intro APR
Intro Period
APR
Annual Fee
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Rates & Fees
Purchase APR:
11.99% - 19.99%* (Variable)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
12 months on Purchases*
Transfer APR:
11.99% - 19.99%* (Variable)
Transfer Fee:
5% of each balance transfer; $10 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
18 months on Balance Transfers*
Cash Advance APR:
25.24%* (Variable)%
Grace Period:
*
Cash Advance Fee:
5% of each cash advance; $10 minimum
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
29.99%* (Variable)%
Offer Details
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee
Other Incentives
As of 9/10
Citi® Platinum Select® MasterCard® [more details]
0%
12 months on Purchases*
11.99% - 19.99%* (Variable)
None
Rates & Fees
Purchase APR:
12.99% - 20.99%* (Variable)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
12 months*
Transfer APR:
12.99% - 20.99%* (Variable)
Transfer Fee:
5% of each balance transfer; $10 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
12 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee
Other Incentives
As of 9/10
Citi® Diamond Preferred® Rewards Card [more details]
0%
12 months*
12.99% - 20.99%* (Variable)
None
Rates & Fees
Purchase APR:
14.99%* (Variable)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
12 months*
Transfer APR:
14.99%* (Variable)
Transfer Fee:
5% of each balance transfer; $10 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
12 months*
Cash Advance APR:
25.24%* (Variable)%
Grace Period:
*
Cash Advance Fee:
5% of each cash advance; $10 minimum
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
29.99%* (Variable)%
Offer Details
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate. Concierge service that caters to your needs 24/7 Citi® Identity Theft Solutions Secure, free online account management No annual fee*
Other Incentives
As of 9/10
Citi® Diamond Preferred® Card [more details]
0%
12 months*
14.99%* (Variable)
None
Type: Student
Rates & Fees
Purchase APR:
12.99% - 21.99%* (Variable)
Annual Fee:
None
Introductory APR:
0% if you qualify*
Intro Period:
7 months on Purchases*
Transfer APR:
N/A
Transfer Fee:
See Terms*
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
No Cosigner Required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* Earn a full 1% cash back on all other purchases*
Other Incentives
As of 9/10
Citi® Dividend Platinum Select® Card for College Students [more details]
0% if you qualify*
7 months on Purchases*
12.99% - 21.99%* (Variable)
None
Rates & Fees
Purchase APR:
12.99%-22.99% Variable*
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 months on Purchases*
Transfer APR:
12.99%-22.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
12 months on Balance Transfers*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% Intro APR and No Annual Fee 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase
Other Incentives
As of 9/10
Chase Freedom® MasterCard [more details]
0%
6 months on Purchases*
12.99%-22.99% Variable*
None
Rates & Fees
Purchase APR:
11.9% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
until September 2011
Transfer APR:
11.9% (V)
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
until September 2011
Cash Advance APR:
24.9% (V)%
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% intro APR until September 2011 on balance transfers, processed in as little as 48 hours 0% intro APR until September 2011 on purchases Transfer your higher-rate balances $0 Fraud Liability if your card is lost or stolen 24-hour travel & emergency assistance gives you a replacement card and cash advance 24-hour roadside assistance Travel accident insurance No annual fee
Other Incentives
As of 9/10
Capital One® Platinum Prestige Credit Card [more details]
0%
until September 2011
11.9% (V)
None
Rates & Fees
Purchase APR:
12.99%-20.99% Variable
Annual Fee:
None
Introductory APR:
0% on purchases
Intro Period:
7-10 billing cycles
Transfer APR:
12.99%-20.99% Variable
Transfer Fee:
See Terms*
Transfer Intro APR:
0% on balance transfers
Transfer Intro Period:
7-10 billing cycles
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
10% extra college savings on thousands of eligible grocery and drugstore items 2% extra college savings on eligible gas purchases at Exxon and Mobil locations 1% college savings on every purchase Get $25 college savings after the first qualified use of your account No annual fee†
Other Incentives
As of 9/10
Upromise® World MasterCard® [more details]
0% on purchases
7-10 billing cycles
12.99%-20.99% Variable
None
Rates & Fees
Purchase APR:
14.90% (V)
Annual Fee:
None
Introductory APR:
0% on purchases
Intro Period:
until September 2011
Transfer APR:
14.90% (V)
Transfer Fee:
$0
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
24.90% (V)%
Grace Period:
*
Cash Advance Fee:
3%*
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
2% cash back on gas and groceries 1% cash back on all other purchases No limit on the cash you can earn and cash won't expire Redeem cash rewards for statement credit, check or gift card Get your cash back whenever you want, even set up automatic redemption 0% intro APR on purchases until September 2011 No foreign transaction fees No annual fee
Other Incentives
As of 9/10
Capital One® No Hassle Cash(SM) Rewards - Excellent Credit [more details]
0% on purchases
until September 2011
14.90% (V)
None
Rates & Fees
Purchase APR:
14.9% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
until September 2011
Transfer APR:
14.9% (V)
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
until September 2011
Cash Advance APR:
24.9% (V)%
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% intro APR until September 2011 on balance transfers, processed in as little as 48 hours 0% intro APR until September 2011 on purchases Transfer your higher-rate balances $0 Fraud Liability if your card is lost or stolen 24-hour travel & emergency assistance gives you a replacement card and cash advance 24-hour roadside assistance Travel accident insurance No annual fee
Other Incentives
As of 9/10
Capital One® Platinum Credit Card [more details]
0%
until September 2011
14.9% (V)
None
Rates & Fees
Purchase APR:
7.99% (Prime+1.99%, 7.99% minimum)
Annual Fee:
$0.00
Introductory APR:
0.00% (Fixed)
Intro Period:
12 Months
Transfer APR:
7.99%
(Prime+1.99%, 7.99% minimum)
Transfer Fee:
3.00%, $10.00 minimum
Transfer Intro APR:
*
Transfer Intro Period:
*
Cash Advance APR:
19.99%
(Prime+15.75%, 19.99% minimum)
Grace Period:
20 Days
Cash Advance Fee:
3.00%, $15.00 minimum
Late Payment Fee:
$39.00
Over Limit Fee:
$39.00
Returned Check Fee:
*
Foreign Conversion Rate:
3.00%
Default/Penalty APR:
27.24%(Prime+23.99%)
Offer Details
Enjoy MasterCard Global Services™ wherever you travel. Protect yourself from unauthorized use of your card with MasterCard® Zero Liability. Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
As of 4/09
First National Bank of Omaha Platinum Edition MasterCard [more details]
0.00%(Fixed)
12 Months
7.99%(Prime+1.99%, 7.99% minimum)
$0.00
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.
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