The credit cards in our Low Intro category feature an introductory APR below 6%.
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Rates & Fees
Purchase APR:
As low as 13.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As low as 13.24%
Transfer Fee:
See Terms*
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
29.99%
Offer Details
$50 Cash Back after your first purchase 3% bonus cash back offers in categories like gas, home improvement and department stores Full 1% Cash Back on every purchase No spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase
Other Incentives
As of 11/09
Chase Freedom(SM) Credit Card [more details]
0%
up to 12 Months
As low as 13.24%
None
Rates & Fees
Purchase APR:
As low as 13.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As low as 13.24%
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
up to 12 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
29.99%
Offer Details
Now with Blueprint(SM) 0% intro APR for up to 12 months on Purchases and Balance Transfers Patented Fraud Protection Zero Liability on Unauthorized Purchases E-mail and text alerts No Annual Fee
Other Incentives
As of 11/09
Slate(SM) from Chase [more details]
0%
up to 12 Months
As low as 13.24%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Biodegradable Discover® More Card [more details]
0%*
6 months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
As Low As 11.99% (V)
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
As Low As 11.99% (V)
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on balance transfers and purchases for 6 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Other Incentives
As of 11/09
Citi® Platinum Select® Card [more details]
0%
6 Months
As Low As 11.99% (V)
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
5%*
Transfer Intro APR:
0%*
Transfer Intro Period:
12 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - American Flag [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Clear [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
see terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
see terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Monogram [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Sealife Collection [more details]
0%*
6 Months*
11.99% - 18.99%*
None
Rates & Fees
Purchase APR:
11.99% - 18.99%*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
11.99% - 18.99%*
Transfer Fee:
3%*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Other Incentives
As of 11/09
Discover® More(SM) Card - Wildlife Collection [more details]
0%*
6 Months*
11.99% - 18.99%*
None
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms and conditions on Discover's website.
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organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
