The credit cards in our Low Intro category feature an introductory APR below 6%.
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Rates & Fees
Purchase APR:
As Low As 11.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As Low As 11.99%
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
up to 12 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Other Incentives
As of 7/09
Citi® Platinum Select® Card [more details]
0%
up to 12 Months
As Low As 11.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Biodegradable Discover® More Card [more details]
0%
Up to 6 months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$19+
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - American Flag [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Clear [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
none
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
see terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
see terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Monogram [more details]
0%
Up to 6 Months
11.99% - 18.99%
none
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Sealife Collection [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Wildlife Collection [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Double Cashback Bonus on grocery store purchases in November and December* 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus at top online retailers* Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Other Incentives
As of 7/09
Discover® Open Road(SM) Card [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
$60
Introductory APR:
0%
Intro Period:
6 months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%
Transfer Intro APR:
0%
Transfer Intro Period:
6 months
Cash Advance APR:
23.99%
Grace Period:
*
Cash Advance Fee:
3%, min $5
Late Payment Fee:
$19-$39
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
2%
Default/Penalty APR:
*
Offer Details
25,000 Bonus Miles* – 1,000 Miles each month you make a purchase the first 25 months Unlimited Double Miles on all purchases Book any travel, anytime with no blackout dates or restrictions 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site Enhanced travel benefits Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles $60 Annual Fee
Other Incentives
As of 7/09
Escape by Discover® Card [more details]
0%
6 months
11.99% - 18.99%
$60
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purposes only. CardTrak® does not have any involvement or can in any way
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you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
