The credit cards in our Low Intro category feature an introductory APR below 6%.
Sort by: Card Name
Intro
Intro
APR
Annual
Apply
Rates & Fees
Purchase APR:
As Low As 11.99% Variable
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 15 months
Transfer APR:
As Low As 11.99% Variable
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
up to 15 months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on balance transfers and purchases for up to 15 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Other Incentives
As of 3/10
Citi® Platinum Select® MasterCard® [more details]
0%
up to 15 months
As Low As 11.99% Variable
None
Rates & Fees
Purchase APR:
As low as 13.24% Variable
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As low as 13.24% Variable
Transfer Fee:
See Terms*
Transfer Intro APR:
0%
Transfer Intro Period:
up to 12 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% Intro APR for up to 12 months No Annual Fee Pay down balances on your terms with Blueprint(SM) Zero Liability on unauthorized purchases E-mail and text alerts
Other Incentives
As of 3/10
Slate(SM) from Chase [more details]
0%
up to 12 Months
As low as 13.24% Variable
None
Rates & Fees
Purchase APR:
as low as 12.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
9 months*
Transfer APR:
as low as 12.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
12 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% APR on Purchases for a FULL 9 months 0% APR on Balance Transfers for a FULL 12 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Discover® More®Card – Shamrock [more details]
0%*
9 months*
as low as 12.99% Variable*
None
Rates & Fees
Purchase APR:
14.24% Variable
Annual Fee:
None
Introductory APR:
0%
Intro Period:
7 Months
Transfer APR:
14.24% Variable
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
7 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases and balance transfers.
Other Incentives
As of 3/10
Citi Forward® Card [more details]
0%
7 Months
14.24% Variable
None
Type: Student
Rates & Fees
Purchase APR:
17.24% Variable
Annual Fee:
None
Introductory APR:
0%
Intro Period:
7 Months
Transfer APR:
See Terms*
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
N/A
Transfer Intro Period:
N/A
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 3,500 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases.
Other Incentives
As of 3/10
Citi Forward® Card for College Students [more details]
0%
7 Months
17.24% Variable
None
Rates & Fees
Purchase APR:
as low as 11.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 months*
Transfer APR:
as low as 11.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Biodegradable Discover® More® Card [more details]
0%*
6 months*
as low as 11.99% Variable*
None
Rates & Fees
Purchase APR:
as low as 11.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
as low as 11.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
12 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Discover® More® Card [more details]
0%*
6 Months*
as low as 11.99% Variable*
None
Rates & Fees
Purchase APR:
as low as 11.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
as low as 11.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Discover® More® Card - American Flag [more details]
0%*
6 Months*
as low as 11.99% Variable*
None
Rates & Fees
Purchase APR:
as low as 11.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
as low as 11.99% Variable*
Transfer Fee:
See terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See terms*
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See terms*
Default/Penalty APR:
*
Offer Details
0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Discover® More® Card - Monogram [more details]
0%*
6 Months*
as low as 11.99% Variable*
None
Rates & Fees
Purchase APR:
as low as 11.99% Variable*
Annual Fee:
None
Introductory APR:
0%*
Intro Period:
6 Months*
Transfer APR:
as low as 11.99% Variable*
Transfer Fee:
See Terms*
Transfer Intro APR:
0%*
Transfer Intro Period:
6 Months*
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Other Incentives
As of 3/10
Discover® More® Card - Sealife Collection [more details]
0%*
6 Months*
as low as 11.99% Variable*
None
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.
