The credit cards in our Low Intro category feature an introductory APR.
Sort by: Card Name
Intro APR
Intro Period
APR
Annual Fee
Apply Online
Rates & Fees
Purchase APR:
11.99-21.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
18 months on purchases*
Transfer APR:
11.99-21.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
18 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.* 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass® $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
Other Incentives
Apply for the Citi® Diamond Preferred® credit card by filling out a secure online application.
As of 2/12
Citi® Diamond Preferred® Card [more details]
0.00%*
18 months on purchases*
11.99-21.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
11.99-21.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
18 months on purchases*
Transfer APR:
11.99-21.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
18 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions No annual fee*
Other Incentives
Apply for the Citi® Platinum Select® MasterCard® by filling out a secure online application.
As of 2/12
Citi® Platinum Select® MasterCard® [more details]
0.00%*
18 months on purchases*
11.99-21.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
11.99-21.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
18 months on purchases*
Transfer APR:
11.99-21.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
18 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions No annual fee*
Other Incentives
As of 2/12
Citi® Platinum Select® Visa® [more details]
0.00%*
18 months on purchases*
11.99-21.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
12.99-21.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
18 months on purchases*
Transfer APR:
12.99-21.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
18 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee
Other Incentives
As of 2/12
Citi Simplicity® Card [more details]
0.00%*
18 months on purchases*
12.99-21.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
10.99-20.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
15 months on purchases*
Transfer APR:
10.99-20.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
15 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Other Incentives
Apply for the Discover® MoreSM Card card by filling out a secure online application.
As of 2/12
Discover® More® Card [more details]
0.00%*
15 months on purchases*
10.99-20.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
10.99-19.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
15 months on purchases*
Transfer APR:
10.99-19.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
15 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at any gas station and any restaurant all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Other Incentives
Apply for the Discover® Open Road credit card by filling out a secure online application.
As of 2/12
Discover® Open Road Card [more details]
0.00%*
15 months on purchases*
10.99-19.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
11.99-21.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
15 months on purchases*
Transfer APR:
11.99-21.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
15 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*
Other Incentives
As of 2/12
Slate® from Chase [more details]
0.00%*
15 months on purchases*
11.99-21.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
12.99-22.99% (Variable)*
Annual Fee:
$0.00*
Introductory APR:
0.00%*
Intro Period:
15 months on purchases*
Transfer APR:
12.99-22.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
15 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* Plus earn 1 ThankYou Point for every $1 you spend on purchases Earn an anniversary bonus on points earned from purchases every year* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*
Other Incentives
As of 2/12
Citi ThankYou® Card [more details]
0.00%*
15 months on purchases*
12.99-22.99% (Variable)*
$0.00*
Rates & Fees
Purchase APR:
14.99% (Fixed)*
Annual Fee:
$495.00*
Introductory APR:
N/A*
Intro Period:
N/A*
Transfer APR:
14.99% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
0.00%*
Transfer Intro Period:
15 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
Made with carbon, not just another piece of plastic; Membership is limited 24-hour concierge service at your disposal Unlimited VIP airport lounge visits Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions Accepted globally; zero liability protection against unauthorized purchases
Other Incentives
As of 2/12
Visa® Black Card [more details]
N/A*
N/A*
14.99% (Fixed)*
$495.00*
Rates & Fees
Purchase APR:
7.50-11.50% (Fixed)*
Annual Fee:
$35.00*
Introductory APR:
0.00%*
Intro Period:
12 months on purchases*
Transfer APR:
7.50-11.50% (Variable)*
Transfer Fee:
See Terms*
Transfer Intro APR:
1.99%*
Transfer Intro Period:
12 months on balance transfers*
Cash Advance APR:
See Terms*
Grace Period:
*
Cash Advance Fee:
See Terms*
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
See Terms*
Offer Details
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00
Other Incentives
As of 2/12
Iberiabank Visa® Select Card [more details]
0.00%*
12 months on purchases*
7.50-11.50% (Fixed)*
$35.00*
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.
CardTrak.com has financial relationships with some of the cards mentioned here, and CardTrak.com may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.
CardTrak.com® is not sponsored or have an affiliation with any bank or like
organization as presented on the CardTrak® website which is for informational
purposes only. CardTrak® does not have any involvement or can in any way
guarantee approval for any credit card listed. The approval for a credit card
is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care
to assure the accuracy of the information contained herein, but is not
responsible for any errors or omissions. By clicking the "Apply Now" button,
you will be transferred to the issuing bank's website where you should review
and confirm rates and terms before applying. All questions should be directed
to the issuing bank only.