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The credit cards in our Balance Transfer category feautre a low APR for balance transfers.
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Rates & Fees

Purchase APR: 14.99%* Annual Fee: $495.00*
Introductory APR: 0%* Intro Period: 15 months on balance transfers*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: N/A* Transfer Intro Period: 15*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases

Other Incentives

*
As of 2/12
Visa® Black Card [more details]
Credit Card Offer for Visa® Black Card
N/A* 15* N/A* $495.00* Apply Now!

Rates & Fees

Purchase APR: 10.99%-16.99% (Variable)* Annual Fee: $60*
Introductory APR: 0%* Intro Period: 6 months on purchases and balance transfers*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: 0.00%* Transfer Intro Period: 6*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: 19.00 - 39.00
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 2.000% Default/Penalty APR: 15.990 % - 29.990 % variable

Offer Details

  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

Other Incentives

Apply for the Escape by Discover Card by filling out a secure online application.
As of 2/12
Escape by Discover® Card [more details]
Credit Card Offer for Escape by Discover® Card
0.00%* 6* N/A* $60* Apply Now!

Rates & Fees

Purchase APR: 10.99%-16.99% (Variable)* Annual Fee: $0*
Introductory APR: 0%* Intro Period: 6 months on purchases & balance transfers*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: 0.00* Transfer Intro Period: 6*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: 19.00 - 39.00
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 2.000% Default/Penalty APR: 15.990 % - 29.990 % variable

Offer Details

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Other Incentives

Apply for the Miles by Discover® Card by filling out a secure online application.
As of 2/12
Miles by Discover® Card [more details]
Credit Card Offer for Miles by Discover® Card
0.00* 6* N/A* $0* Apply Now!

Rates & Fees

Purchase APR: N/A* Annual Fee: up to $9.95 monthly*
Introductory APR: N/A* Intro Period: N/A*
Transfer APR: N/A* Transfer Fee: No*
Transfer Intro APR: 0.00* Transfer Intro Period: N/A*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

Other Incentives

Apply for the Account Now Gold Visa® Prepaid Card by filling out a secure online application.
As of 2/12
Account Now Gold Visa® Prepaid Card [more details]
Credit Card Offer for Account Now Gold Visa<sup>®</sup> Prepaid Card
0.00* N/A* N/A* up to $9.95 monthly* Apply Now!

Rates & Fees

Purchase APR: N/A* Annual Fee: up to $9.95 monthly*
Introductory APR: N/A* Intro Period: N/A*
Transfer APR: N/A* Transfer Fee: No*
Transfer Intro APR: 0.00%* Transfer Intro Period: N/A*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit

Other Incentives

The AccountNow Vantage Prepaid MasterCard - the perfect alternative to a traditional checking account! Apply for the AccountNow Vantage Prepaid MasterCard by filling out a secure online application.
As of 2/12
AccountNow® Prepaid MasterCard® [more details]
Credit Card Offer for AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup>
0.00%* N/A* N/A* up to $9.95 monthly* Apply Now!

Rates & Fees

Purchase APR: N/A* Annual Fee: None*
Introductory APR: N/A* Intro Period: N/A*
Transfer APR: N/A* Transfer Fee: No*
Transfer Intro APR: 0.00%* Transfer Intro Period: N/A*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit

Other Incentives

The AccountNow® Prepaid Visa® Card is more than just a prepaid card – it’s the bank account you carry in your pocket! With the AccountNow card you’ll enjoy bank-like benefits such as online check writing, direct deposit, and access to your money at ATMs worldwide. Use the card to help manage your finances, stay out of debt, and have financial power. Whether you have poor credit or want an easier way to manage finances, this card is ideal for everyone!
As of 2/12
AccountNow® Prepaid Visa® Card [more details]
Credit Card Offer for AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card
0.00%* N/A* N/A* None* Apply Now!

Rates & Fees

Purchase APR: N/A* Annual Fee: $7.95 monthly*
Introductory APR: N/A* Intro Period: N/A*
Transfer APR: N/A* Transfer Fee: No*
Transfer Intro APR: 0.00* Transfer Intro Period: N/A*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

Other Incentives

*
As of 2/12
BuyRIGHT Prepaid MasterCard® [more details]
Credit Card Offer for BuyRIGHT Prepaid MasterCard®
0.00* N/A* N/A* $7.95 monthly* Apply Now!

Rates & Fees

Purchase APR: 11.99%-22.99%*(Variable) Annual Fee: $0*
Introductory APR: 0.00%* Intro Period: 12 months on balance transfers, 6 months on purchases*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: 0.00* Transfer Intro Period: 12*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: N/A*
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 0.000% Default/Penalty APR: N/A*

Offer Details

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Other Incentives

Apply for the Chase Freedom® Visa - $100 Bonus Cash Back credit card by filling out a secure online application.
As of 2/12
Chase Freedom® Visa - $100 Bonus Cash Back [more details]
Credit Card Offer for Chase Freedom<sup>®</sup> Visa - $100 Bonus Cash Back
0.00* 12* N/A* $0* Apply Now!

Rates & Fees

Purchase APR: 11.99%-22.99%*(Variable) Annual Fee: $0*
Introductory APR: 0.00%* Intro Period: 12 months on balance transfers*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: 0.00* Transfer Intro Period: 12*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: 15.00 - 39.00
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3.000% Default/Penalty APR: 29.990 % - 0.000 % variable

Offer Details

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Other Incentives

Chase Freedom® MasterCard - $100 Bonus Cash Back is the only card that gives you the freedom to earn triple rewards where you spend the most automatically.
As of 2/12
Chase Freedom® MasterCard - $100 Bonus Cash Back [more details]
Credit Card Offer for Chase Freedom® MasterCard - $100 Bonus Cash Back
0.00* 12* N/A* $0* Apply Now!

Rates & Fees

Purchase APR: 12.99%-22.99%* (Variable) Annual Fee: $0*
Introductory APR: 0%* Intro Period: 12 months on balance transfers*
Transfer APR: N/A* Transfer Fee: Yes*
Transfer Intro APR: 0.00%* Transfer Intro Period: 12*
Cash Advance APR: N/A* Grace Period: *
Cash Advance Fee: N/A* Late Payment Fee: 15.00 - 39.00
Over Limit Fee: * Returned Check Fee: *
Foreign Conversion Rate: 3.000% Default/Penalty APR: 29.990 % - 29.990 % variable

Offer Details

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

Other Incentives

Apply for the Citi Forward® Card by filling out a secure online application.
As of 2/12
Citi Forward® Card [more details]
Credit Card Offer for Citi Forward® Card
0.00%* 12* N/A* $0* Apply Now!
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*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on credit card issuers website.

CardTrak.com has financial relationships with some of the cards mentioned here, and CardTrak.com may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.

CardTrak.com® is not sponsored or have an affiliation with any bank or like organization as presented on the CardTrak® website which is for informational purposes only. CardTrak® does not have any involvement or can in any way guarantee approval for any credit card listed. The approval for a credit card is solely based on the issuing bank’s criteria. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transferred to the issuing bank's website where you should review and confirm rates and terms before applying. All questions should be directed to the issuing bank only.