The credit cards in our Balance Transfer category feautre an APR below 6% for balance transfers.
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Rates & Fees
Purchase APR:
As Low As 11.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
up to 12 Months
Transfer APR:
As Low As 11.99%
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
up to 12 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Other Incentives
As of 7/09
Citi® Platinum Select® Card [more details]
0%
up to 12 Months
As Low As 11.99%
None
Type: Student
Rates & Fees
Purchase APR:
17.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
17.24%
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
6 Months
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.
Other Incentives
As of 7/09
Citi Forward(SM) Card for College Students [more details]
0%
6 Months
17.24%
None
Type: Student
Rates & Fees
Purchase APR:
17.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
17.24%
Transfer Fee:
3%, $5 minimum *
Transfer Intro APR:
0%
Transfer Intro Period:
6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$15/$29/$39 *
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
0% APR* on purchases and balance transfers for 6 months. Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee
Other Incentives
As of 7/09
Citi® mtvU™ Platinum Select® Visa® Card for College Students [more details]
0%
6 Months
17.24%
None
Rates & Fees
Purchase APR:
14.24%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
6 Months
Transfer APR:
14.24%
Transfer Fee:
3% of each balance transfer; $5 minimum
Transfer Intro APR:
0%
Transfer Intro Period:
6 Months
Cash Advance APR:
21.99%
Grace Period:
*
Cash Advance Fee:
3% of each cash advance; $5 minimum
Late Payment Fee:
See terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
3%
Default/Penalty APR:
*
Offer Details
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.
Other Incentives
As of 7/09
Citi Forward(SM) Card [more details]
0%
6 Months
14.24%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum*
Late Payment Fee:
$19+
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Biodegradable Discover® More Card [more details]
0%
Up to 6 months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
$19+
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - American Flag [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Clear [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
none
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
see terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
see terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Monogram [more details]
0%
Up to 6 Months
11.99% - 18.99%
none
Rates & Fees
Purchase APR:
11.99% - 18.99%
Annual Fee:
None
Introductory APR:
0%
Intro Period:
Up to 6 Months
Transfer APR:
11.99% - 18.99%
Transfer Fee:
3%*
Transfer Intro APR:
0%
Transfer Intro Period:
Up to 6 Months
Cash Advance APR:
*
Grace Period:
*
Cash Advance Fee:
3%, $5 minimum *
Late Payment Fee:
See Terms*
Over Limit Fee:
*
Returned Check Fee:
*
Foreign Conversion Rate:
See Terms*
Default/Penalty APR:
*
Offer Details
Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Other Incentives
As of 7/09
Discover® More(SM) Card - Sealife Collection [more details]
0%
Up to 6 Months
11.99% - 18.99%
None
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purposes only. CardTrak® does not have any involvement or can in any way
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