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Bank of America Secured Visa

Issued by Bank of America, N.A. (USA)
Apply Now: Call 800-732-9194

Rates & Fees

Purchase APR: 15.99% (Prime+10.99%)
Transfer APR: 15.99% (Prime+10.99%)
Cash Advance APR: 20.99% (Prime+15.99%)
Grace Period: 20 Days
Annual Fee: $29.00
Transfer Fee: 4.00%, $10.00 minimum, $90.00 maximum
Cash Advance Fee: 4.00%, $10.00 minimum, $90.00 maximum

Terms & Conditions

  • Credit lines available from $300 to $10,000
  • Set your own credit limit
  • Build or reestablish your credit
  • Apply Now!

Other Disclosure

  • How Secured Card works
  • Helps you establish a credit history that will benefit you now and in the future.
  • You deposit anywhere from $300 up to $10,000 into a Bank of America security deposit account. Your credit line will directly reflect the amount of your deposit.
  • Then make purchases with your card up to the amount you have in your security deposit account.
  • Pay at least the minimum payment before the due date each month. Paying off your credit card balance in full each month instead of carrying a balance may help. Your security deposit does not cover minimum payments.
  • Based on your credit and payment history with your secured card, you may qualify for an unsecured card at a later date.

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CardTrak.com® is not sponsored or have an affiliation with any bank or like organization. CardTrak® does not in any way guarantee approval for any credit card listed. CardTrak® takes reasonable care to assure the accuracy of the information contained herein, but is not responsible for any errors or omissions. By clicking the "Apply Now" button, you will be transfered to the issuing bank's website where you should review and confirm rates and terms before applying.
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