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FreeScore.com

Come on people! Only 21% of Americans 18+ know the factors that contribute to their credit scores, but 11% spend more than 10 hours a day worrying about debt. This, according to a fourth quarter survey by FreeScore.com, also shows the average ... more


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InspirePay

Now you have access to a payments platform thanks to InspirePay. Having launched its universal payment platform, InspirePay allows for the consolidating of online commercial transaction options into a single, streamlined, secure and customizable ... more

Current Pricing

Oct 11 Apr 11 Oct 10
Super-Prime: 10.59% 9.69% 8.99%
Prime: 15.44% 14.99% 13.77%
Sub-Prime: 26.01% 22.99% 21.67%
Promotional: 5.77% 3.33% 2.66%
Punitive: 29.99% 29.12% 29.99%
Note: Average Rates based on FICO Credit Scores.
Super-Prime = 760-850; Prime = 660-759; Sub-Prime = 500-659.
Source: CardTrak.com

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Consumer Questions Answered…

What is a balance transfer fee?
It is a fee that applies if you transfer a balance from one card to another card or loan. It is usually a percentage of the total balance and may be capped at a specific dollar amount. Make sure you factor this fee in with the interest rate to calculate your total savings before you initiate a balance transfer. more

Card Incentives

Earn 10 WOWPoints Per $ + 15% Off at FTD.COM's site Details
FREE delivery for first time customers at Safeway Details
Save 20% on your table's food purchase at TGI Fridays Details
Maximum 30% off at Millennium Seoul Hilton Details

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