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Rate Cutter

Walmart has taken on Western Union full-force with a new rate of $7 to transfer up to $200 to more than 190 countries. In partnership with MoneyGram, Walmart is offering the discounted rate at more than 3,500 stores across the U.S. effective today. more


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More Wells

Wells Fargo has juiced up its rewards program by adding the "Earn More Mall" that includes bonus point opportunities, the ability to purchase retail gift cards, new travel features and benefits, five times as many redemption options and a redesigned ... more

Current Pricing

Oct 09 Apr 09 Oct 08
Super-Prime: 9.65% 8.99% 9.75%
Prime: 14.23% 13.65% 13.99%
Sub-Prime: 22.43% 19.65% 21.22%
Promotional: 4.02% 1.85% 2.05%
Punitive: 29.88% 29.02% 29.97%
Note: Average Rates based on FICO Credit Scores.
Super-Prime = 760-850; Prime = 660-759; Sub-Prime = 500-659.
Source: CardTrak.com

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Consumer Questions Answered…

My credit card rate went from 13.99% to 29.99%. I was told that, "it was due to the economy". Do I have any recourse? (yes I did get a complex notification that said my rate was going up. I was given the option to close the account or pay the new rate.)
Under the new credit card laws issuers have to give you the right to opt out of any rate ... more

Card Incentives

Save $884 more than average Honda Accord buyers! Details
Discover cardmembers can earn extra Cashback Bonus for all online purchases Details
Fall Promotion Offers Earnings of 5 Cents Per Gallon with Shell Saver Card Details
Hilton Family Hotels, American Express, and Shutterfly Announce New Rewards Offering to Make Travel Easier and More Memorable In ‘09 Details

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