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Total Debt Relief

Debt relief is coming to Main Street. After watching banks and car makers get billions in taxpayer bailouts, consumers are now able to seek a remedy for crushing credit card debt. more


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CardBuilder

Consumers seeking to customizes the terms and conditions of a credit card can now take advantage of Discover's CardBuilder. Prospective Discover.com cardmembers can get started by selecting which option best describes their credit standing, as well ... more

Current Pricing

Jan 10 Jul 09 Jan 09
Super-Prime: 10.59% 9.69% 8.99%
Prime: 15.44% 14.99% 13.77%
Sub-Prime: 26.01% 22.99% 21.67%
Promotional: 5.77% 3.33% 2.66%
Punitive: 29.99% 29.12% 29.99%
Note: Average Rates based on FICO Credit Scores.
Super-Prime = 760-850; Prime = 660-759; Sub-Prime = 500-659.
Source: CardTrak.com

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Consumer Questions Answered…

My credit card rate went from 13.99% to 29.99%. I was told that, "it was due to the economy". Do I have any recourse? (yes I did get a complex notification that said my rate was going up. I was given the option to close the account or pay the new rate.)
Under the new credit card laws issuers have to give you the right to opt out of any rate ... more

Card Incentives

American Express and Dunkin' Donuts Partner to Put Money In Your Wallet Details
Visa Signature Cardholders Can Now Enjoy Everyday Values Such as '2 for 1' Movie Tickets Plus Exclusive Screenings Details
Booking Early, Using Select Credit Cards and Choosing Comprehensive Packages Makes Business Travel More Affordable Details

CardTrak Poll

Will you be purchasing gift cards this holiday season?